| CreditSpecialist |
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Reply with quote | #1 |
This is the discussion where Credit Saint Clients, can share their results and experiances.
Got Results? Post them.
Dont forget to post how many days you had been a member when you received the results. This helps others know what to expect.
-Credit Specialist
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| PAM |
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Reply with quote | #2 |
36 Negative Items Removed in 45 days
Credit Saint Clean Slate Program.
If anyone out there is reading this and thinking about signing up, Don't think anymore. DO IT. You will not regret it. I wasn't sure either, but Im sure now.
I'd finally like to thank the team of people who took such good care of me.
Pam
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| Frank |
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Reply with quote | #3 |
started 45 days ago with...
62 late payments
4 paid collections
16 inquiries
Now I have
6 late payments left
0 paid collections left
2 inquiries left.
I cant believe they removed 46 late payments, 4 paid collections and 4 inquiries in 45 days. - that is 54 negative items in 45 days.
- They have gotten rid of more than 1 negative item per day since I signed up.
Incredible.
Time for my mortgage.
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| mzniko |
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Reply with quote | #4 |
I started out in April with these scores and so far, this is where I am. I must admit I was skeptic but after seeing results, I must say that I am pleased over here 
EQ 461 Now 512
TU 460 Now 499
EX 461 Now 573
I may not be high now but it is a process that is working!!!
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| Jdestefano |
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Reply with quote | #5 |
I had 5 judgments removed in the first 45 days!
I didnt think that was possible
They also removed about 20 late payments and 13 inquiries.
But I thought I'd grow old with those judgements.
THANK YOU
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| MwellC |
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Reply with quote | #6 |
I always read this thing and it seems like not many people post their results, I was a little worried about that when I signed up.
Now I totally dont understand it. I've been in Clean Slate for 37 days and I have already got my new reports and I have had
33 late payments
4 paid collections
11 inquiries
REMOVED.
Im embarassed to say what I started with. But Im very impressed with Credit Saint. |
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| tinaniel |
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Reply with quote | #7 |
I see everyone post after 45 days, but where are the people who have been in for 6 months? Your credit is fixed and you dont come back huh?
Ive been with Credit Saint for 6 months in the Clean Slate Program.
I started with 149 late payments and about 22 collections, some paid and some open.
Today, all the late payments are gone, and the collections have been cleared. I had to pay settlements on the collections that I still owed money to, but in the end I saved more than I was charged for the service.
I love this company. Lexington Law told me that it was impossible to dispute more than 6 items at once. TOTALLY NOT TRUE. I dont think there was a cycle when I had less than 6 REMOVED. (not just disputed, REMOVED).
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| mzniko |
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Reply with quote | #8 |
Hi Tinaniel
Hey glad to see you post. So you have been in for six months? What did your scores start off with and where are they now. You have had a lot of progress. I like the option that Credit Saint has with being able to pay off some offers at a lesser amount.....i think that is cool. It does save money as opposed to trying to make a settlement with the OC(original creditor) ourselves!
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| MwellC |
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Reply with quote | #9 |
Score Changes -
I posted my results earlier (see above)but didnt know what my new score was until today.
I started with a 511 "Mid" score (that means the middle score of the three bureaus, its the score that the mortgage lenders usually use)
Now Im at 573 "Mid" and its only been about 45 days since I signed up. I still can not believe it.
My high score which does not count when you go for a mortgage was 519 when I started and it was Experian, Now my Trans Union report is the highest and it is at 603!
So, 62 real points on my "Mid Score" in 45 days. Im not ready for my mortgage yet, but at this rate, I may put it off as long as I can to get the best rate.
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| tinaniel |
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Reply with quote | #10 |
Hey Niko
as far as my settlements, I had one or two big ones and and a bunch of little ones 100 to 300 bucks.
The total was about $6500.00
I think I saved about $2,900.00
T
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| PatricaAel |
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Reply with quote | #11 |
Hi All,
I've been in Clean Slate with Credit Saint for about 2 months now, and I was amazed with my results. In fact I did not believe the results I got. On two of the bureaus I only had about 12 items removed from each but on the third bureau, I had 79 late payments removed so far.
When they told me I had to ask them to prove it and they explained which late payments are gone.
So now I guess I have one very high score and 2 mediocre scores. I started with over 100 late payments on all my reports, so one at least looks respectable now. I can't wait until the new reports come.
P
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| JD |
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Reply with quote | #12 |
43 items in 45 days gone.
that is 3 times better than what lexington law did for me in a year!
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| Hal Rivera |
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Reply with quote | #13 |
I just signed up for the Clean Slate program. I plan to post every 30+ days or so on process and actions. While I have tons of 'Late Payments' and collections, I do have some good stuff too. But as always, it's the number, FICO Score that matters. Mine is as folllowing (9/4):
EQ 535 - Bad Monkey
EX 526 - Bad Monkey
TU 586 - Not Good
I plan to post any and all progress and successes, and based on the posting here, I too will be happy.
Thanks
Hal
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| Jasmine |
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Reply with quote | #14 |
I've been with CreditSaint since April, so about 5 months, and my score has gone from 507 to 679 in that time frame.
I tell everyone about this company. I love them. And I have really developed relationships with my caseworkers, because I always talk to the same people and never wait on hold.
For such a big company, they really know how to service their clients.
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| dane |
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Reply with quote | #15 |
45 days in, and Im very impressed with my results.
I dont know my new score but I'll say about half my damage is gone, 26 late payments out of the 47 I started with.
Im a believer now.
DW
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